New York now limits credit checks in hiring. Learn what roles are exempt, how it affects background screening, and what ...

Evan Zimmer has been writing about finance for years. After graduating with a journalism degree from SUNY Oswego, he wrote credit card content for Credit Card Insider (now Money Tips) before moving to ...

A good credit score can be the key to accessing many things in life, from better rates on loans to higher credit limits and even apartments. A low credit score or minimal credit history could leave ...

SAN ANTONIO — Hard and soft credit checks both show the same information. The big difference is one has no effect on your credit score while the other will lower it. A hard check happens when you ...

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

Landlord credit checks are a valuable tool for property owners who need to vet potential tenants before they approve them for a rental. Information included in a landlord credit check includes payment ...

Jennifer Simonson is a business journalist with a decade of experience covering entrepreneurship and small business. Drawing on her background as a founder of multiple startups, she writes for Forbes ...

Businesses purchase credit reports for many different reasons. One of the more controversial uses for credit reports is when employers perform credit checks to evaluate job applicants. Despite the ...