Credit inquiries can either be in the form of hard inquiries or soft inquiries, and they can happen for a variety of reasons. Hard credit inquiries occur when someone like a landlord or potential ...

You could receive up to $160 as part of a class action lawsuit that accused a major credit bureau of violating the Fair Credit Reporting Act. The $23 million settlement resolves accusations that ...

As unauthorized and misreported credit inquiries become more common, many individuals are facing unexpected credit score drops and financial setbacks. Petroff Amshen LLP is assisting consumers in ...

Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.

Take a Financial Relief Quiz. Get matched with an Authorized Partner. Your credit report contains sensitive information that affects your ability to borrow, rent and sometimes get a job. Knowing ...

How to fix your credit score To be clear, the idea of fixing your credit might imply that you can reverse damaging marks on your credit report. Unfortunately, this is not possible. While you have the ...

Truth is, not all credit checks work the same way. Some won’t touch your score at all, while others create inquiries that stay on your report for years. Understanding how soft and hard credit pulls ...

Your credit report is a comprehensive document of your credit history that dictates your credit score and influences financial decisions made by lenders. Understanding your credit report can guide ...

Misreporting, however, changes that equation entirely. Both a soft inquiry on credit report and a hard inquiry on credit report entry must be accurate, timely, and authorized. Any deviation from that ...