Is a perfect 850 credit score actually worth the effort? Here is the truth about what it saves you and where it doesn't matter at all.

An 850 credit score won't get you lower rates. Here's what actually changes, what doesn't, and why perfect credit still matters.

An excellent credit score can make it easier to make big purchases, and a new study shows exactly what people with high ...

It’s the Bigfoot of the financial world; a perfect credit score. AKA, the highest score a person can get. This mythical and elusive number for the FICO Score is 850. And, for those unaware, FICO ...

In 2023, the average U.S. credit score was 715, according to Experian, one of the three credit reporting bureaus. For context, a 715 is considered a good score, but it's not particularly high. Credit ...

Your credit score shapes every aspect of your mortgage terms, from your interest rate to your total repayment amount. Lenders ...

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...

Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...

Although 72% of Americans report wanting to improve their credit in 2026, nearly half (49%) have not identified a specific ...

Here's the average credit score for Americans in their 50s, what it means for your finances, and how to strengthen your ...

Regardless of what happens to the proposed credit card interest rate cap, a better credit score gets you access to better rates.