If you’re often turned down for credit or you can only qualify for loans with exorbitant interest rates, your credit score may be to blame. Fortunately, there is no shortage of strategies you can use ...

In this article, learn the importance of a good credit score. Find out how to improve your credit score and how long it takes to build a good one.

Your credit score quietly decides how lenders see you. Improve it, and loans get cheaper, faster, and easier to negotiate.

The minimum credit score required for a conventional loan is 620, while other types of mortgages require scores between 500 and 700. A higher credit score usually translates to a lower interest rate.

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Raising your credit score makes banks more likely to approve you for a mortgage, car loan or credit card. Plus, you could qualify for a lower interest rate that saves you thousands of dollars. Getting ...

Millions of Americans are seeing their credit scores drop now that the U.S. government has resumed referring missed student loan payments for debt collection. But there are things you can do to help ...

Regardless of what happens to the proposed credit card interest rate cap, a better credit score gets you access to better rates.

Credit scores affect everything from interest rates to major purchases, like houses and cars, but the rules that shape them continue to evolve. This week, the AFRO spoke with Bonita Grant, founder and ...

Increasing your credit limit is something that Canadians should do regularly to prepare for milestones like home ownership. The benefits of learning how to increase your credit limit are lifelong. A ...

Lindsay VanSomeren has been working as a personal finance writer and expert since 2015. Her work has appeared on Business Insider, Credit Karma, LendingTree, Northwestern Mutual, and The Balance, ...