Certificates of deposit (CDs) often offer the best rates for savings. However, to get the highest annual percentage yield ...

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

The interest rate environment is changing once again. After the Federal Reserve kept its federal funds rate on pause for all of 2025, the central bank is poised to issue its first rate cut of the year ...

The best short-term CD rates can help you reach your savings goals faster.

Average rates on CDs often exceed what you receive on other savings products because you agree to leave your money on deposit for a set period of time. Strategies like laddering can provide you with ...

Financial institutions across the country are offering certificate of deposit (CD) rates above 4%, providing savers with opportunities to maximize returns in the current interest rate environment.A ...

Average rates for 1-year CDs are down 9 basis points in the past year to an average of 1.76% APY, according to the latest government data. But that doesn’t mean you have to settle — dozens of banks ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. That's especially true with long-term CDs, which will require savers to ...

CD rates are already feeling the pressure as November gets underway. The Fed's second quarter-point cut -- announced just last week -- is starting to ripple through, and more banks may lower their ...

Since the Federal Reserve lowered its policy rate in September, many banks have quietly trimmed their CD APYs or discontinued splashy promo CDs. And with more rate cuts expected this year, APYs might ...