What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...

VantageScore is a credit scoring model that helps lenders make credit decisions when applicants apply for a loan or other ...

Natalie Campisi is a senior journalist who covers personal finance, balancing timely news with in-depth enterprise reporting. Her mission is to make complex financial issues clear and accessible for ...

VantageScore 4.0 is approved for conforming mortgages sold to Fannie Mae and Freddie Mac. The credit-scoring model uses alternative data, including trending credit card usage and payments for rent and ...

As a counterpunch to moves by competitors, changes to VantageScore 4.0 pricing seek to reduce costs for lenders and homebuyers Equifax has announced a move to reduce mortgage costs for American ...

In the days following the announcement that VantageScore 4.0 was suddenly in play for conventional mortgages, FinLocker‘s Brian Vieaux had to burst some bubbles. Most of the 15 to 20 loan officers he ...

In a blog post published on Wednesday, the trade group said that it welcomed FHFA Director Bill Pulte’s July announcement that Fannie Mae and Freddie Mac would immediately begin accepting loans that ...

Lenders Expected to Originate Up to $1 Trillion in New, High-Quality Mortgages Up to Five Million Prospective New Buyers to Qualify for Homeownership Policy Change Reiterates FHFA Commitment to ...

This op-ed was originally published in National Mortgage News. VantageScore says it’s building the future of credit scoring. But based on our analysis, the foundation it’s building on is shaky at best ...

Americans now have a new credit option to use when applying for a mortgage, and it allows them to use their rent payments as a qualifying factor. President Donald Trump's administration announced this ...