Nov 13, 2025 · A Roth IRA is an individual retirement account that you fund with after-tax dollars. While you don't get a tax break now, your contributions and investment earnings grow tax-free.

Nov 13, 2025 · How to Open a Roth IRA Learn how to open a Roth IRA, from checking eligibility to choosing investments or maximizing your retirement savings.

If you already have a traditional IRA, there's a good chance you can open a Roth IRA with the same institution. But if you still need to open an account, here's how to open a Roth IRA.

While you can have both types of IRAs, deciding whether to contribute to a traditional IRA or a Roth IRA might come down to other differences between the accounts.

What is a backdoor Roth? A backdoor Roth is a strategy that allows high-income earners to contribute indirectly to a Roth IRA if their income level is too high to make a direct contribution.

2 days ago · Our deep, independent analysis of Roth IRAs cuts through the details to find and evaluate the information investors want most.

The return on your Roth IRA is determined by the investments you choose, not a set interest rate. Here's what to know about Roth IRA interest rates.

Dec 15, 2025 · 2025 and 2026 Roth IRA Income and Contribution Limits Roth IRA contributions depend on your modified adjusted gross income and filing status. Review the limits to see if …

Nov 13, 2025 · There's a lot to like about Roth IRAs, including tax-free withdrawals in retirement. But the accounts do have some cons, such as no upfront tax break, and income limits for …

What is a Roth IRA? Roth IRAs are retirement investment accounts that offer tax-free investment growth and tax-free withdrawals.