Oct 1, 2024 · The prices represent the average monthly life insurance premium for each sample customer profile (age, gender) and policy type (term or whole, and coverage amount) as of the …

Sep 2, 2025 · See whole life insurance rate charts for ages 40-90 for different coverage amounts, the best whole life companies, and how to qualify.

Jun 4, 2025 · Many factors affect a policy's cost, and it's impossible to know your exact monthly payments before applying for coverage and going through the underwriting process. However, …

Oct 30, 2025 · On average, a whole life policy runs between $250 and $750 per month for a healthy 40-year-old looking for $500,000 in coverage. Whole life insurance costs significantly …

Dec 24, 2025 · MassMutual, State Farm and Guardian are among our top picks for whole life insurance. Term life insurance expires after a predetermined time frame but, so long as you …

Nov 14, 2025 · As of September 2024, the average monthly rate for term life insurance is $26, while whole life insurance costs around $450 per month for the same coverage. Smokers pay …

3 days ago · Looking for the Best Whole Life Insurance Companies of 2025? We did the research so you don't have to, investigating life insurance companies, policies and premium costs.

Wondering what your whole life insurance rates might be? Our whole life insurance rates chart will show how much whole life insurance may cost based on age.

Get lifelong coverage with a whole life insurance policy from NerdWallet’s top-rated insurers in 2026.

While whole life insurance rates can vary between life insurance companies, they are primarily determined by your age, gender, health, coverage amount, and policy type.