Pre-Approval vs. Pre-Qualification: Why It Matters When you’re getting ready to buy a home, one of the most important first steps is knowing how much you can afford. While both pre-qualification and pre-approval can help, there’s a big difference between the two — and that difference can make or break your offer in today’s competitive market. ✅ Pre-Qualification: This is simply an estimate of what you might be able to borrow. It’s based on the information you provide about your income, debts, an
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